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Real Estate Market Update
The Housing Market Is Better Than The Headlines

The Housing Market Is Holding Up Better Than the Headlines Are Telling You Turn on the news and the housing market sounds like it’s falling apart. High rates. Stretched budgets. Doom-and-gloom predictions scrolling across every feed. But when you look at what the data actually shows, a very different picture emerges. This market is not broken. It is not on the verge of collapse. In fact, by almost every meaningful historical measure, it is holding up remarkably well. Stop Comparing Today to the Unicorn Years The reason so much commentary sounds so negative is that most people are comparing today’s

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Real Estate Market Update
Why Home Prices Are Rising in Some Markets and Falling in Others

Why Home Prices Are Rising in Some Markets and Falling in Others Right Now You have probably seen two completely different stories about home prices in the same week. One article says prices are climbing. Another says they are declining. Both can be true at the same time, and understanding why is the most useful thing you can do before making a buying or selling decision right now. The National Average Is Hiding Two Very Different Markets Here is the honest picture at the national level. According to ResiClub’s analysis of the Zillow Home Value Index, U.S. home prices are

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Home Selling
Your Home Didn’t Sell. Here’s How To Make Sure the Second Attempt Succeeds.

Your Home Didn’t Sell. Here’s How To Make Sure the Second Attempt Succeeds. When a listing expires without selling, it hits harder than most people expect. It’s not just disappointing. It throws off your timing, your plans, and your confidence. And it raises two questions you probably keep coming back to: is it worth trying again, and what would actually be different this time? The answer to the first question is almost always yes. The answer to the second is what this post is actually about. The Market for Unsold Homes Is Larger Than You Think Before getting into strategy,

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Home Selling
Marc Francois

Why Sellers Are Delisting Right Now (And Why That’s Not a Crash Signal)

  Why Sellers Are Delisting Right Now (And Why That’s Not a Crash Signal) You may be seeing headlines about a near-record number of homeowners pulling their homes off the market. If that has you wondering whether something bad is brewing, you’re not alone, it’s a natural reaction. When people start stepping back from a market, it can feel like they know something you don’t. Here’s the more useful way to read it: this trend gets spun as a warning sign, but the actual data points to something far more mundane. What’s Actually Behind the Delisting Numbers According to Redfin,

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Home Buying
Marc Francois

Why a Home That’s Been Sitting for Months Could Be Your Best Opportunity

Why a Home That’s Been Sitting for Months Could Be Your Best Opportunity Scroll through any home search right now and you’ll spot them immediately. Two months on market. Three months. Sometimes longer. The instinct is to assume something’s wrong and keep scrolling. That instinct is exactly what’s costing some buyers a real opportunity. The Math Behind a Stale Listing According to a Realtor.com report on pricing and time on market, homes that sell within the first four weeks close for about 1.8% more relative to asking price than the average sale. Homes still sitting at the 18-week mark close

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Real Estate Market Update
Marc Francois

Buyer’s Market or Seller’s Market? Here’s How To Tell Where You Stand

Buyer’s Market or Seller’s Market? Here’s How To Tell Where You Stand A few years ago this question barely mattered. It was a seller’s market almost everywhere, full stop. That is no longer true, and the honest answer now depends entirely on where you live. The Power Has Shifted, But Not Evenly Realtor.com’s new Market Clock tool gives the clearest national snapshot available right now. Of the 50 largest U.S. metros, only 13, just 26%, remain seller’s markets. Another 23 sit in a “balanced-loosening” phase, meaning they are still even but drifting toward buyers. Eight are outright buyer’s markets. And

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Real Estate Market Update
Marc Francois

Will Home Prices Crash? Here Is What the Data Actually Shows

Will Home Prices Crash? Here Is What the Data Actually Shows If you are holding off on buying because you think a crash is coming, you are not alone. It is one of the most common reasons buyers give for waiting right now. The question is whether that belief holds up against the actual data, or whether it is mostly a product of which headlines get clicked. Most of the Country Is Still Seeing Prices Rise Start with the basic fact pattern. Realtor.com data shows home prices are currently rising in 71% of markets nationwide.Roughly three out of every four

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Real Estate Market Update
Marc Francois

Should You Pay for Your Buyer’s Closing Costs? What Sellers Need To Know.

Sellers, Here Is What “Negotiating” Actually Looks Like Right Now A few years ago, sellers could get away with saying no to just about everything. No repairs.No concessions. No negotiation. If buyers wanted the house, they pretty much had to take it on the seller’s terms. But now that inventory has grown, negotiation is becoming a normal part of the process again. That is why one of the most important things sellers need to understand right now is this: the goal is not to win every negotiation. Sometimes the smarter move is meeting buyers where they are to get a deal

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Real Estate Market Update
Marc Francois

Two Big Reasons To Move This Summer

Why Summer 2026 May Be Your Best Window To Buy or Sell A lot of people who want to move right now are telling themselves the same thing: maybe I will just wait until later this year once things calm down. It sounds reasonable. But before you make that call, there is something worth understanding about what waiting actually costs you, and what summer specifically has to offer that other seasons simply do not. Rates Are Not Going To Change the Equation the Way You Are Hoping The number one reason most people say they are waiting is mortgage rates.

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Home Buying
Marc Francois

Lower Asking Prices Are a Win for Today’s Buyers

Lower Asking Prices Are a Win for Today’s Buyers If affordability has been the biggest thing standing between you and a home, there is some genuinely good news worth paying attention to. Asking prices have started to come down, and while the shift is modest, it is meaningful and it signals something larger happening in the market right now. Buyers Are Catching a Break They Have Not Seen in Years According to Realtor.com’s May 2026 market data, the typical seller listed their home for a median asking price of $429,500 in May, down 2.4% from a year ago. That is

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Real Estate Market Update
Marc Francois

Could Moving a Bit Further Out Change Everything About Your Budget?

Affordability Is a Real Challenge. Here Is How People Are Solving It. Whether you are thinking about buying your first home or wondering whether it is time to move on from the one you are in, affordability is probably weighing on your mind. Home prices are still elevated in many markets, and even though conditions have improved over the past year, making the numbers work can still feel like a stretch. But the people who are successfully moving right now tend to have one thing in common. They did not wait for affordability to come to them. They went looking

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Mortgage and Financial
Marc Francois

What Rising Inflation Means for Your Move

What Rising Inflation Means for Your Move Inflation is moving in the wrong direction. You’ve probably felt it at the gas pump, the grocery store, and just about everywhere else. And if you’ve got a move on your mind, you’re right to wonder what it means for the housing market. Here’s the full picture, grounded in the actual data, so you can make decisions based on facts rather than fear. Inflation Is Up. Here Is What That Actually Means. The government tracks inflation in several ways. One of the most closely watched is the PCE, or Personal Consumption Expenditures Price

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Mortgage and Financial
Marc Francois

The Mid-Year Housing Market Update: Why Forecasts Changed in 2026

The Mid-Year Housing Market Reality Check There’s never been a better time to make a move, and the data actually backs that up, even if the headlines don’t make it feel that way. Homes are still selling. Prices are still rising. And buyers who are ready to act are finding opportunities that didn’t exist a year ago. The market is open. But to navigate it well, you need an honest picture of where things stand, so let’s get into it. The 2026 Forecast Got Revised. Here’s What Changed. 2026 hasn’t played out the way anyone expected. At the end of

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Home Buying
Marc Francois

Less House, More Home: Why Smaller Homes Are Paying Off for Today’s Buyers

Less House, More Home: Why Smaller Homes Are Paying Off for Today’s Buyers You had a picture in your head of what your future home would look like. Then you started searching in your budget and the square footage came in smaller than you imagined. That is a frustrating moment, and it is happening to a lot of buyers right now. But here is what most people do not realize until they dig deeper: going smaller in today’s market is not necessarily a compromise. For a growing number of buyers, it is actually the smarter play. Let’s look at why,

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Home Buying
Marc Francois

The Real Reason Some People Are Still Moving Right Now

The Real Reason Some People Are Still Moving Right Now You have probably told yourself you are going to wait. Maybe you are hoping rates come down, prices soften, or the market just feels a little less uncertain. And honestly, a lot of people feel exactly that way right now. But here is what buyers who are actually moving have figured out. Waiting rarely fixes the thing that made you want to move in the first place. Your family has outgrown your current home. Your empty nest feels too quiet. Your parents need you closer. You just got married, or

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Mortgage and Financial
Marc Francois

The Truth About Affordability Today

The Truth About Home Affordability Today If you’ve been watching mortgage rates climb and wondering whether buying a home is still realistic, you’re asking exactly the right question. And you deserve a straight answer, not a headline designed to make you panic or a sales pitch designed to make you act before you’re ready. Here’s the full picture. The good, the challenging, and what it actually means for your move. Affordability Is More Than Just the Mortgage Rate Rates get all the attention. But affordability is a three-legged stool: mortgage rates, home prices, and your income. Right now, two of

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Mortgage and Financial
Marc Francois

What Most Veterans Don’t Know About Their VA Home Loan Benefit

What Most Veterans Don’t Know About Their VA Home Loan Benefit You served. You earned this benefit. And there is a real chance it could get you into a home sooner than you think, even in today’s market. According to a recent survey from NewDay USA, nearly half of Veterans, 49%, feel that homeownership is currently out of reach. But the data tells a different story. Most of those Veterans are closer than they realize. The problem is not eligibility. The problem is misinformation. Three specific misconceptions keep Veterans from using a benefit they have already earned, and clearing them

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Home Buying
Marc Francois

Newly Built Home Prices Hit a 5-Year Low

Newly Built Home Prices Hit a 5-Year Low. Here Is What That Means for Buyers Right Now. If you have been assuming a brand-new home is simply out of your budget, it is time to run those numbers again. Something meaningful has shifted in the new construction market, and buyers who have not looked recently may be surprised by what they find. New Home Prices Are the Lowest They Have Been Since 2021 According to the latest data from the U.S. Census Bureau, the median sale price of a newly built home has dropped to approximately $390,000, the lowest it

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Mortgage and Financial
Marc Francois

Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.

Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out. You may have seen the headlines about U.S. mortgage debt hitting an all-time high and felt a familiar sense of unease. Maybe someone brought it up as evidence that a housing crash is coming. The headline number is real. But it is only half the story, and the half that is missing changes everything. Yes, Mortgage Debt Is at a Record High. Here Is the Context That Matters. According to Federal Reserve data, total mortgage debt in the United States currently sits at approximately $14.4 trillion. That is

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Home Buying
Marc Francois

Are Home Prices Going To Fall?

Good. I can see every link clearly. The only non-KCM external link in this original is: S&P Global Case-Shiller Home Price Index for the historical home price data going back to the 1950s That is the one link I included in my earlier rewrite. Checking my previous version confirms I did include it correctly. However, fetching the live post confirms the current version on your site is still the original KCM version, not our rewrite. So this post still needs to be updated in WordPress. Here is the complete correct rewrite with that link properly included, ready to paste directly

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Home Selling
Marc Francois

The Pricing Mistake That Could Cost You Your Sale

The Pricing Mistake That Could Cost You Your Sale Every seller wants top dollar. That is completely reasonable. But the strategy most sellers use to try to get it, pricing high and negotiating down, is the exact approach most likely to leave money on the table. Here is why, and what actually works instead. Most Sellers Expect More Than the Market Will Give Them A survey from Realtor.com shows about 80% of sellers today expect to sell at or above their asking price. The reality is that only about 40% actually do according to ResiClub Analytics. That is a significant

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Home Buying
Marc Francois

What the Foreclosure Headlines Aren’t Telling You

What the Foreclosure Headlines Aren’t Telling You When you see a headline saying foreclosures are rising, it is natural for your mind to jump to 2008. That crash left a mark on an entire generation of homeowners and buyers, and nobody wants to see it happen again. But here is what those headlines are leaving out: context. And without context, a rising number looks alarming even when the reality is far more stable than the story being told. Foreclosures Are Rising. But Rising From Where? Yes, foreclosure filings are up 26% year over year according to the ATTOM Q1 and

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Home Selling
Marc Francois

Why Staging Your House Could Pay Off This Spring

Why Staging Your House Could Pay Off This Spring If you are getting ready to sell, you have probably heard the word “staging” thrown around. But what does it actually involve, what does it cost, and is it worth the effort in today’s market? The short answer is yes, especially right now, and the data backs it up. Why Staging Matters More in a Market with More Competition More homes are for sale right now than in recent years. Buyers have options, and when buyers have options they become selective. They are comparing photos, layouts, finishes, and first impressions before

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Home Buying
Marc Francois

Could Co-Buying Be the Answer for Some First-Time Buyers?

Could Co-Buying Be the Answer for Some First-Time Buyers? Homeownership is still one of the top life goals for younger buyers. The desire is absolutely there. The problem for a growing number of people is that the math keeps getting in the way. But some first-time buyers are finding a creative path around that obstacle, and it is worth understanding whether it could work for you too. The Dream Is Alive. The Affordability Gap Is Real. According to FirstHome IQ’s NextGen Homebuyer Report, homeownership still ranks among the top life goals for the next generation. But 73% of Gen Z

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